California FAIR Plan Insurance: What It Is and How It Works

The sun beat down on California, relentless, like a creditor at the door. Wildfires danced across hills, laughing at homeowners’ dreams. Insurance companies, those fickle lovers, fled—State Farm, Allstate, gone like smoke. Enter the FAIR Plan, California’s last-call saloon for home insurance. It’s not pretty, but it’s there, and for many, it’s the only shot …